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As we step into Akshaya Tritiya 2025, gold isn’t just sparkling, it’s up over 100% in just five years! With bullion prices hovering near record highs, investors and families are asking the big question, Is now the right time to buy gold or silver?
Whether you see gold as tradition, security, or smart strategy, the timing couldn’t be more interesting. Let’s decode the real reasons behind this massive rally, and whether it still makes sense to invest during this festive season.

Let’s dive in!

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Today’s Market Menu

• Focal Point: Gold Dips on Akshaya Tritiya, Still a Golden Investment or Time to Rethink?

• Markets

• Everything else you need to know today

• Special

• Mindset: Think ₹1 Lakh/Month Makes You Rich? Think Again

• Supercharge your Investing Skills with this Video

• Stock Screener to up your game

FOCAL POINT

Gold Dips on Akshaya Tritiya, Still a Golden Investment or Time to Rethink?

As India celebrates Akshaya Tritiya on April 30, gold, synonymous with prosperity, remains a festive favorite. But this year, investors are asking a deeper question: Is gold still a smart bet, or is it silver’s time to shine?

Gold prices fell over ₹500 on the MCX, trading near ₹95,000 per 10g, pressured by a stronger US dollar and easing global trade tensions. Yet zoom out, and the long-term performance is striking:
Over the last five years, gold has delivered a CAGR of 14.85%, doubling from ₹47,677 (April 2020) to ₹95,592 (April 2025), with a 31.44% return in the last year alone.

So, what’s behind the rally?
According to analysts like Jigar Trivedi (Reliance Securities), it’s a mix of geopolitical tensions, safe-haven demand, a softening dollar, and central bank gold buying. But here's the catch: these tailwinds may be losing steam.

Ajay Kedia (Kedia Advisory) echoes the caution.
“While gold has given ~32% returns since the last Akshaya Tritiya, future gains may cool to 6–7%, in line with inflation. For now, it’s wiser to buy for tradition, not speculation,” he notes.

MARKETS

The bulls held their ground! The Sensex closed slightly higher at 80,288.38 (+0.09%), while the Nifty 50 edged up to 24,335.95 (+0.03%), showing cautious optimism in the markets. The Nifty Midcap 100 outshined with a solid +0.27% gain, signaling strong interest in midcap stocks. However, Nifty Bank slipped into red, down 0.07%, indicating some pressure in banking counters. Overall, a flat yet resilient session with midcaps stealing the spotlight!

_{Closing figures as on 30.04.25 (3.30pm IST)}

🔎 In Focus

Stock Performance:

Top Gainers

✅ HDFC Life Zoomed +4.01% to ₹743.70 Strong buying seen in insurance space with solid delivery volumes.
✅ Maruti Suzuki Revved up +3.51% to ₹12,257.00 Auto optimism continues; investor cheer around production & export growth.
✅ Bharti Airtel Climbed +2.23% to ₹1,864.50 Telecom strength shines; 5G expansion buzz lifts the mood.
✅ SBI Life Insurance Gained +2.06% to ₹1,765.80 Life insurers attract attention as sector outlook improves.

Top Losers

🔻 Bajaj Finserv Cracked by -5.58% to ₹1,951.60 Hit hard post weak quarterly cues; heavy volume of 4.68M shares.
🔻 Bajaj Finance Tumbled -5.04% to ₹8,634.50 Sharp fall amid rising NPA concerns and profit booking.
🔻 Trent Dropped -4.06% to ₹5,172.50 Pressure seen after a strong rally; retail profit-taking in action.
🔻 Tata Motors Slipped -3.21% to ₹644.25 EV optimism cools off amid global cues; high trading volume at 19.49M.

NIFTY 500: Cautious Pullback

Q4 RESULTS

^{Click on company name for result pdf} 

FROM THE FRONTIER

Everything else you need to know today

🚀 Expansion: Japanese giant Rakuten is doubling down on India, pledging a minimum $100 million investment and ramping up hiring. With eyes on AI and 6G, the company is turning its Bengaluru unit into a global R&D hub.

💹 Momentum: The Indian rupee surged to its strongest level this year, riding a wave of optimism around new trade deals and foreign inflows. Markets are now watching for cues from the Fed and upcoming policy shifts.

⚡ Electrified: EV darling Ather Energy just wrapped up a $352 million IPO, with major backing from institutional buyers. The electric scooter wave is gaining serious momentum, and investors clearly want a ride.

📊 Fizz: PepsiCo bottler Varun Beverages popped a 35.22% profit jump in Q1 CY25, driven by soaring volume growth and strategic expansions. The heat’s on, and so are sales of fizzy drinks.

🛡️ Resilience: Amid escalating tensions with Pakistan, India's energy security remains robust, backed by a 75-day oil reserve buffer. Government sources assure the nation’s fuel lifeline stays uninterrupted.

SPECIAL

Ambani Rejoins $100B Club as India’s Billionaires Bounce Back

Mukesh Ambani is back in the $100 billion club, riding a wave of investor confidence and market momentum. His net worth has soared to $102.1 billion, thanks to strong performance from Reliance’s bets in telecom, retail, and clean energy.

Not far behind, Gautam Adani has staged a powerful comeback, adding over $25 billion to his wealth this year, shaking off the shadows of last year’s Hindenburg episode.

India’s top billionaires aren’t just getting richer, they’re signaling a broader revival in market sentiment and faith in India’s growth story. From digital infrastructure to green ambitions, their gains reflect deeper economic undercurrents.

🔍 Why it matters:
The return of India’s top billionaires to the global wealth leaderboard isn’t just symbolic, it’s a reflection of India’s rising global clout. As foreign investors eye emerging markets for stability and growth, India’s homegrown giants are proving they’re ready to lead.

💡 Something to ponder:
Could this billionaire boom be the beginning of a new golden era for Indian enterprise, or are we looking at a market moment that’s simply too hot not to cool?

ONEZERO-F ACADEMY

Think ₹1 Lakh/Month Makes You Rich? Think Again

Once seen as a mark of success, earning ₹1 lakh a month in India now just keeps you in the game, especially in big cities where costs are skyrocketing. It’s no longer a luxury, just the new middle class reality.

📉 Breaking It Down

🏠 Rent eats your wallet A decent 2BHK in Mumbai, Delhi, or Bangalore can set you back ₹35K–₹60K. That’s 30–60% of your monthly income, gone before groceries even enter the chat.

🛒 Monthly expenses are rising, fast: From milk to Medimix, inflation has quietly crept up. With a family of three, monthly household costs can easily hit ₹30K–₹40K, especially when you account for food, electricity, fuel, and education.

🧾 Taxes + EMIs = Little to Save: After deductions and a modest EMI for a car or home loan, most salaried professionals are left with little wiggle room. Savings? Maybe, but only if you're skipping Swiggy.

🌆 Lifestyle inflation is real: With peers upgrading to iPhones, frequenting Starbucks, or planning Bali getaways, the social pressure to “keep up” is strong, and expensive.

SUPERCHARGE YOUR INVESTING SKILLS

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STOCK SCREENER TO UP YOUR GAME

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Debt to equity <1 AND
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