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As gold prices cross ₹1 lakh per 10 grams, it signals more than market momentum, it reflects rising global uncertainty, shifting investor sentiment, and a flight to financial safety. For investors and startup founders alike, this surge is a strategic signal, not just a shiny milestone.

Let’s dive in!

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Today’s Market Menu

• Focal Point: Gold surges past ₹1 lakh, What It really means for Investors & Founders

• Markets

• Everything else you need to know today

• Psychology: Why self-discipline always outperforms motivation, and how to build it

• Supercharge your Investing Skills with this Video

• Stock Screener to up your game

FOCAL POINT

Gold surges past ₹1 lakh, What It really means for Investors & Founders

When gold crosses ₹1 lakh per 10 grams, But beneath the shine is a signal, and investors who listen closely know it’s not about gold alone.

It’s about fear, fragility, and the flight to safety.

And that’s where things get interesting for anyone building or backing long-term assets, including startups.

Why is gold surging?

🧭 Uncertainty is the new normal.
Geopolitical tensions, from trade wars to wars on the ground, are pushing investors to hedge risk. Gold is the default shelter when the world feels unstable.

💵 The dollar is softening: A falling dollar makes gold more attractive globally. When DXY dips, yellow metal gets stronger.

🏦 Central banks are stocking up: Countries like China and India are loading their vaults with gold. It’s not just strategy, it’s survival insurance in a volatile monetary world.

📈 Investor sentiment is shifting: When stocks wobble and recession chatter grows louder, money starts flowing into commodities. Gold becomes a comfort zone. 

Gold’s rise isn’t just about price.

It’s a reflection of global unease, and a reminder that real wealth is built through clarity, not reaction.

Whether you're investing in ideas or in gold, ask:

“Am I reacting to the noise, or preparing for the long game?”

MARKETS

Markets ended on a positive but measured note today. The Sensex climbed 187 points and Nifty 50 added 41 points, showing signs of stability amid global uncertainty. The real action was in banks and midcaps, with Nifty Bank jumping 342 points and Midcap 100 rising 423 points, hinting at selective buying. It’s not an all-out rally, but investors seem to be playing smart and staying cautiously optimistic.

_{Closing figures as on 22.04.25 (3.30pm IST)}

🔎 In Focus

Stock Performance:

Top Gainers

✅ FMCG - ITC, HUL, Tata Consumer - Strong buying in FMCG stocks signals defensive play. ITC (+2.54%) and HUL (+2.03%) led the pack as investors parked funds in consumption giants.
✅ Auto - M&M - M&M revved up +1.92%, riding high on rural sentiment and solid delivery numbers. Auto sector showing selective strength.
✅ Banking & Financials - HDFC Bank, Jio Financial, Kotak Mahindra - Private banks bounced back with HDFC Bank (+1.80%) and Kotak (+1.22%). Jio Financial held firm at +1.70%, indicating traction in NBFCs.
✅ Others like Eternal - Mid-tier plays like Eternal gained +1.38%, possibly riding the broader midcap momentum.

Top Losers

🔻 Banking - IndusInd Bank - IndusInd took a sharp hit (-4.91%), possibly due to weak earnings expectations or profit booking.
🔻 Power - Power Grid Corp - Power Grid slipped -2.33%, suggesting caution in utilities amid sectoral rotation.
🔻 Auto - Hero MotoCorp, Bajaj Auto - Two-wheeler & premium auto names like Hero (-2.13%) and Bajaj Auto (-1.29%) dragged, hinting at investor hesitation post recent highs.
🔻 IT - Infosys, Wipro - IT stocks stayed under pressure with Infosys (-1.94%) and Wipro (-1.80%), reflecting continued global headwinds and muted outlook.

🎯 Market Mood Today: FMCG & Banking outshone while IT, Auto & Power faced heat. A classic day of sectoral churn with smart money rotating between safety and valuation plays.

NIFTY 500: Doubt Creeps 🔴

Q4 RESULTS

^{Click on company name for result pdf} 

FROM THE FRONTIER

Everything else you need to know today 

💥 Pressure: The U.S. has unveiled plans to push India to fling open its $125 billion online‑retail arena to Amazon and Walmart’s Flipkart, ramping up pressure ahead of the trade talks. Such a move could shower consumers with deeper discounts but force homegrown platforms into a survival‑of‑the‑fittest scramble.

🤝 Brothers: Prime Minister Modi and Crown Prince Mohammed bin Salman have unveiled plans to explore state‑of‑the‑art refinery and petrochemical mega‑projects, forging a match made in energy heaven.

📈 Big-Deal: In a savvy bolt‑on move, asset manager 360 ONE WAM has acquired UBS’s India business for $36 million, instantly bulking up its local footprint. The deal unlocks a ready‑made client base and an expanded distribution network, critical fuel for AUM growth.

🛢️ Russian: India is on track to import record volumes of deeply discounted Russian crude this April, marking the highest inflows since early 2023. Refiners are gobbling up bargain barrels to fatten margins, showcasing a nimble approach to energy security.

🔦 Spotlight: Global brokerage Nomura has shaken up its India strategy, highlighting 11 “must‑buy” names across financials, tech, and consumer staples.

💸 Sanjay Malhotra effect: Banking shares have surged, riding the wave of the RBI’s fresh liquidity injections and growing whispers of imminent rate cuts.

ONEZERO-F ACADEMY

Why Self-Discipline Beats Motivation Every Time

Ready to break free from the cycle of unfulfilled resolutions? This 5-step system to cultivate unbreakable self-discipline, turning fleeting motivation into consistent action.

▪️ Self-discipline > Motivation Motivation comes and goes. Discipline is what gets you results when you're not in the mood. Build habits, not hype.

▪️ Start Ridiculously Small Begin with micro-actions. Want to start journaling? Start with writing one sentence. The goal is to build momentum, not perfection.

▪️ Build a System That Works for You Structure beats willpower. Design your day so success is automatic, same time, same place, fewer choices.

▪️ Get Comfortable with Discomfort Growth feels awkward. If it doesn’t challenge you a little, it won’t change you. Don’t avoid the hard stuff, lean into it.

▪️ Accountability Creates Consistency Track your progress. Share goals with a friend. Reflect weekly. Momentum builds when you stay connected to your “why.”

💡 Final Thought: Don’t wait for the “perfect time.” Build discipline like a muscle, daily, deliberately, and with patience. In 30 days, you won’t recognize your old habits.

SUPERCHARGE YOUR INVESTING SKILLS

Charlei Munger's Rational Investment in BYD | Mohnish Pabrai

STOCK SCREENER TO UP YOUR GAME

RSI+EMA Stock Selection Strategy

by Rakesh Kumar

Return on capital employed > 30 AND
Average return on capital employed 3Years > 25 AND
Average return on capital employed 5Years > 25 AND
Average return on capital employed 10Years > 25 AND
Debt to equity < 2.0 AND
Promoter holding > 50

Your Wish is my Command!

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Until tomorrow!

Mohit & the OneZero-F team

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